# Docs & Help Center | Payle — AI finance guides and API docs

Canonical URL: https://usepayle.com/en-us/docs
Language: en-us
Description: Payle documentation: getting started, AI Power, API reference, card controls, security, and GDPR. Everything you need to use Payle.

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# Everything you need to use Payle.

Guides, API docs, and answers to help you finance and manage your AI spending.

## Getting started
[What is AI Power?](/en-us/glossary#ai-power)
- [How to apply](/en-us/#how-it-works)
- [How repayment works](/en-us/pricing)
- [Eligibility criteria](/en-us/terms)
- 
## Using your Payle card
[AI-only card explained](/en-us/terms)
- [Approved AI merchants](/en-us/ai-store)
- [Card controls & limits](/en-us/business)
- [Virtual card setup](/en-us/docs)
## Developer API

- [API reference](/en-us/docs)
- [Authentication](/en-us/docs)
- [Agent wallets](/en-us/enterprise)
- [Webhooks](/en-us/docs)
## Security & compliance

- [Data security](/en-us/privacy)
- [GDPR & CCPA rights](/en-us/privacy)
- [Fraud prevention](/en-us/enterprise)
- [Audit trail](/en-us/enterprise)
## Frequently asked questions

### How do I check my AI Power?
Your AI Power is your credit limit for AI tools, determined in about 2 minutes at application with no hard credit check.

### Can I use Payle for API usage?

API usage financing is included with Payle: approved AI tokens, requests, and compute can be financed, not just subscriptions.

### What happens if I miss a payment?

Missing a payment is not penalized by default: Payle reminds you before every due date and works with builders to find flexibility.

### Is the Payle card really AI-only?

The Payle card is AI-only by design: it and your credit line work exclusively with approved AI merchants, which prevents fraud and keeps your credit serving AI spending.

## Can't find what you need?
Our team is here to help.

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